Services

Retail

'Very helpful and professional.  We have built up a good working relationship with our account manager and always receive a high level of service.'  Quality Save

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Bridge is the one-stop shop for insurance programmes and risk advice for the retail sector.

At Bridge we insure more than 3,000 retail premises giving us a deep insight as to what insurance is right for you and drive the best value from the market place.

Our retail Clients include nationwide groups, newsagents, post offices, florists, DIY stores and Off Licences - we have almost unrivalled experience and sector expertise.

Our larger Clients, who often manage substantial warehouses and buy products from around the world, need a broker with the right insurer partnerships to deliver value and to understand the financial risk incumbent with managing complex business with often global reach.  Whether trading on the high street or over the internet, you need to ensure that your insurance programme can address your specific exposures and help you respond quickly.

In addition to competitive package covers for the usual asset and liability protection we can offer specialist covers and advice in such areas as:

  • Cyber Risk - addressing the new risks of trading online.
  • Profits - understanding the different needs of warehouse risks and individual shop premises plus the exposures to your key suppliers.
  • Customers - when required, we can help your staff to deal effectively with incidents and help you to help your insurers resist claims where it is right to do so, as well as paying claims quickly when they need to.  Our in-house Claims team can achieve real claims cost reductions.  Ultimately, the price you pay for insurance is heavily influenced by the value of claims your insurers pay.
  • Fire and Flood - we can help you make sure that regardless of whether your business premises is damaged, or just inaccessible, your profits are protected and necessary repairs are completed quickly and with minimum disruption.
  • Crime - from break-ins to computer crime and fraud to employee theft, we will guide you as to what protection is available.
  • Growth Risk - for retail businesses that are rapidly expanding our programme design can include automatic covers for new premises, blanket covers and support with insurance issues on leases.

  • Risk Management - fundamentally, risk management is concerned with managing the consequences of a risk as much as with prevention and avoidance of risk. Bridge have a high quality in-house team able to assist you from the high level controls of directors to individual shop risk assessments and manager training. 

We are often able to secure direct risk funding from our insurer partners to help meet the cost of risk management which can include IOSH accredited training, accident investigation and claims defensibility training, fire risk assessments, general Health & Safety advice and disaster planning.

Our specialist retail team would like to share their experience and expertise with you.

For more specific advice on how we can assist, please contact Daniel Stockley in our retail team:

Daniel Stockley, Development Executive 
daniel.stockley@bridgeinsurance.co.uk 

Experts