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Being a florist brings with it a whole bunch of daily challenges and rewards that makes your job unlike any other. From getting to market before first light to bag the best blooms, to congratulating newlyweds, consoling bereaved relatives or creating a floral masterpiece from thin air. No two days are the same, and that’s why you chose this profession. Because you have a vocation for variety, a passion for flowers and a craving for creativity; not because you love choosing insurance.
Relax. That’s our job. With FloriGuard from Bridge, we’ve done the hard work already to find exactly the right cover for you; then wrapped it up beautifully up in one of three great value packages that are so right for florists, they’re the only ones endorsed by the British Florist Association.
If you work from a shop or retail unit, Florigard Shop Insurance helps you protect your premises, staff and stock with options that include:
Freelance Florist Insurance from Floriguard allows you to choose all the elements you need and leave out the ones you don’t. Perfect if you prefer the minimal approach.
Cover options available:
Cover can be tailored to your specification subject to insurer terms, conditions, exceptions & limitations.
We don’t just go further to protect you at work, we also do the same at home. Our home insurance for florists has been designed exclusively for florists and their staff members so you have peace of mind at home cut and dried, too.
The BFA is the only trade association in the florist industry that is officially recognized by governments in both the United Kingdom and European Union. It is the only UK member of the European Federation of Florist Associations (FLORINT), making the British Florist Association the voice of the industry and representative of 6,500 florists in the United Kingdom.
BFA members are eligible for a discount of up to 15% off shop and van policies*
Does my policy cover me during busy periods?
Yes. Your policy will automatically increase the stock sums insured by 50% for November, December and 31 days prior to Easter Day, Mother’s day and Valentine’s day.
What Excesses will I pay?
Property Damage is only £100. Other excesses that apply:
Glass £50, Stock in transit £100, Deterioration of stock £50, Money of £50 and Subsidence (if cover required) £1000
I’m a member of the British Florist Association. What do I do?
When you are talking to us, just let us know your membership details. You will be entitled to up to 15%* discount off the standard FloriGuard rates.
Who is the insurer?
Royal & Sun Alliance Insurance Ltd.
Why should I go with FloriGuard?
Because unlike other policies, we’re specifically designed for florists, we don’t charge any policies fees. Our prices are very competitive and we’re the only policies endorsed by the Florist Trade Association – The British Florist Association. That’s why we’re the home of Professional Florist Insurance.
Do you cover Market Stalls?
Yes, but only if the stall is a secondary trading location to your primary shop. Unfortunately, we cannot insure a Market Stall / Stall as your sole trading location.