What’s protected with PostGuard?

PostGuard is an ‘all risks’ policy. This means it will cover stock and trade contents including accidental damage and theft, following forcible or violent entry or exit. You’ll also benefit from the reassurance that comes from knowing you’re protected with:

  • Buildings cover (optional extension)
  • Deterioration of stock following a chiller breakdown £2,000
  • Revenue protection cover of up to £600,000 over 24 months
  • Book debts cover £5,000
  • Public and Products Liability cover £5,000,000
  • Employers’ Liability cover £10,000,000 including injury in respect of working partners
  • Theft by an employee cover £2,500
  • Goods in transit cover £2,500
  • Cover for mechanical or electrical breakdown of equipment £5,000
  • Legal expenses cover limit £100,000 per incident (£1,000,000 any one period of insurance)
  • Excesses for property damage £250
  • Excess for subsidence (if cover required) £1000

Cover can be tailored to your specification subject to insurer terms, conditions, exceptions and limitations

Who provides PostGuard?

PostGuard is available through Bridge Insurance Brokers Ltd, a leading specialist business insurance broker with almost 50 years’ specialist experience. It’s underwritten by Royal & Sun Alliance Insurance Plc for complete peace of mind.